HR & payroll software in Nigeria that works offline and gets 2026 PAYE right
Most Nigerian HR teams run payroll in a spreadsheet and personnel files in a cabinet, then rebuild the same numbers every month for management. Talento HRIS replaces both with one app installed on your own laptop or office desktop — no cloud account, no monthly dollar bill, and no staff salary data sitting on somebody else's server.
What Nigerian compliance actually needs
2026 Tax Act PAYE
Progressive 15%–25% bands with the Consolidated Relief Allowance removed, applied per employee per month with a printable computation.
Pension (PenCom)
8% employee and 10% employer contributions, with per-staff exemption for those legitimately outside the scheme.
NHF & statutory deductions
2.5% NHF plus company deductions such as loans, salary advances and cooperative — all itemised on the payslip.
Approval trail
A comprehensive payroll approval sheet for management sign-off before payment, and an audit log of who changed what.
Leave under Nigerian labour law
Annual, sick, maternity and compassionate leave with running balances, approvals and printable leave letters.
Exit & final settlement
Clearance checklist, exit interview, pro-rata leave pay with PAYE and pension applied, and a full-and-final settlement letter.
Spreadsheets, cloud HR, or Talento?
| Excel payroll | Cloud HR (monthly) | Talento | |
|---|---|---|---|
| 2026 PAYE kept up to date | Manual formulas | Often generic/global | Built in and updated |
| Works with no internet | Yes | No | Yes |
| Cost shape | Free but risky | Per staff, every month | One-off licence |
| Where salary data lives | Loose files | Vendor's servers | Your own computer |
| Board-ready reports | Rebuilt monthly | Sometimes | ~30 ready reports |
Try the free Nigerian HR tools first
No sign-up needed — these live on the SteadyStrides site and use the same 2026 tax logic as the app.
Free 2026 Nigeria PAYE calculator
Check net pay, PAYE and pension for any salary before you commit to software.
PAYE & tax compliance guide
Plain-English walkthrough of the 2026 bands, reliefs and remittance deadlines.
Nigerian labour law guide
Contracts, leave entitlements, termination and exit rules HR teams get asked about.
Questions Nigerian HR teams ask
- What is the best HR and payroll software for Nigerian SMEs?
- For a Nigerian SME the practical test is three things: does it compute 2026 Tax Act PAYE and 8% employee pension correctly, does it keep working when the network or power drops, and is the cost a one-off rather than a monthly dollar subscription. Talento was built around those three, which is why it runs locally on your own Windows or Mac computer.
- How is PAYE calculated in Nigeria in 2026?
- Under the Nigeria Tax Act 2026 the Consolidated Relief Allowance is abolished and tax is charged on progressive bands from 15% to 25% after statutory deductions such as pension, NHF and NHIS. Talento applies those bands automatically on every payroll run and shows the working on each payslip.
- Does it handle pension, NHF and NSITF deductions?
- Yes. Employee pension at 8% and employer pension at 10%, NHF at 2.5%, plus any company-specific deductions such as staff loans and cooperative contributions. Pension-exempt staff can be flagged individually so nothing is deducted for them.
- Do I need internet to run payroll?
- No. Talento stores staff, payroll and leave records on the computer itself, so payroll, payslips and reports work with the router unplugged. That also means personnel and salary data never leave your office.
- How much does Nigerian payroll software cost?
- Talento is a one-off licence per organisation: ₦450,000 for a single HR person, ₦950,000 for every HR module, and ₦2,500,000 where staff also need self-service logins. There is no per-employee monthly charge.
- Can it be used outside Nigeria?
- Yes. Tax profiles for Ghana, Kenya and South Africa ship with the app, and the parameters are editable, so a payroll officer in Accra or Nairobi can switch profile without a developer.
See it on your own staff list
Start the 7-day trial and load a month of real payroll, or ask for a walkthrough on WhatsApp and we will run it with you.
- Windows, macOS and browser
- Migration from your existing Excel payroll
- One-off licence, one year of updates included
- Support in Nigerian business hours
Talento HRIS is built and supported by SteadyStrides Consult Nigeria. See the full product overview for every module and plan, or the page for Nigerian schools.